Supporting lenders with informed decisions and risk management strategies
We help lenders assess financial performance, manage risks, and make confident lending decisions, ensuring stability and successful outcomes.
Enabling confident lending decisions
Our Financial Advisory team provides expert business review services, helping financial institutions make well-informed decisions when assessing a borrower’s financial health. Through detailed financial analysis, we establish realistic funding requirements and structures, assess forecast covenant compliance, and provide a comprehensive understanding of the borrower’s position. By delivering clear, actionable insights, we enable lenders to evaluate risks and opportunities effectively, ensuring confidence in the lending process and alignment with strategic objectives.
Supporting lenders manage risks and opportunities
We support lenders throughout the credit process, offering clarity on a borrower’s capacity to service debt while identifying potential risks associated with the transaction. Our tailored approach ensures that lenders have the critical information needed to facilitate new lending. Our team enables lenders to navigate complex financial scenarios, manage risk, and make informed, sustainable lending decisions.
Lender due diligence
By assessing key risks, identifying vulnerabilities, and evaluating downside protection, we provide credit teams with clear, actionable insights to ensure informed lending decisions. Combining corporate finance and lender advisory expertise, the focus on critical issues helps mitigate risks and enhance the likelihood of successful lending outcomes.
Independent business reviews
Financial performance, debt structures, and key value drivers such as margins, sales, and management quality are analysed to uncover areas for improvement. This insight is used to provide actionable recommendations, raise capital, and implement tailored growth strategies, ensuring long-term success. Our expertise extends beyond the review, offering ongoing support to drive results.
Cashflow management and stabilisation
Addressing liquidity pressures proactively is important. Through analysing key cashflow drivers and creating strategies to prevent future crises, our professionals develop cash-management plans, designed to ensure stability, extend time for restructuring and achieve long-term success, even during periods of financial strain.
At FRP, we work closely with lenders to assess risks, understand financial performance, and ensure every lending decision is backed by the right insights.
