FRP Real Estate Advisory arranges £1.5m across three deals for investors moving into development

The Real Estate team have completed three facilities totalling close to £1.5m, each helping an established property investor take their next step into development.

Background

Investors are increasingly behaving like developers, but the assets and timelines involved don’t always fit neatly within conventional lending criteria. Across three separate transactions, established property investors needed finance that sat outside what a mainstream lender would typically support — from lending on purchase price to funding works without formal oversight. The cases were led by Sam Beaumont, Finance Advisor at FRP Real Estate Advisory.

Action

FRP Real Estate Advisory sourced lenders willing to move at pace and look past the standard checklist, completing all three facilities in as little as two weeks:

• £163,911 land bridge at 40% LTV over 12 months, secured against a vacant industrial unit and completed in three and a half weeks by lending on purchase price with no formal valuation
• £967,000 second-charge revolving credit facility at 71% LTV over 24 months, secured against the borrower’s own home to provide an ongoing, flexible drawdown line
• £357,500 development-linked bridge at 65% LTV over 12 months, funding circa £120,000 of works to a vacant industrial unit in Wales, completed in two weeks with no debenture required

Outcome

All three facilities completed within tight timeframes, giving each investor the certainty and flexibility to progress their move into development. The transactions demonstrate FRP’s ability to structure finance around a borrower’s strategy rather than a standard template, taking the friction out of deals that fall outside conventional criteria.